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An annuity is a perpetual payment to the annuitant for as long as they live & can only be purchased from the age of 50 years onwards, subject to a minimum guaranteed period.

  • It protects you against running out of money.
  • It transfers all the risks to an insurance company.
  • One is advised to save enough to get a good starting income.

Types Of Annuities

Single Life Annuity: This is an annuity contract that makes a series of payments at fixed intervals to the Annuitant for as long as the Annuitant is alive subject to a minimum guaranteed period.

Joint Life Last Survivor Annuity: This is a life annuity contract that provides an income for life to the partners in a marriage. The series of payments are made until the passing away of the last surviving partner.

Reversionary Annuity: This is a life annuity contract that provides an income for life to the partners in a marriage and may provide for payments to children upon the death of the principal annuitant. The series of payments are made until the passing away of the last surviving partner and or until the orphans attain a pre-stated birthday.

Annuity

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